Do Not Call Letters

People facing serious financial difficulties may find it hard to maintain regular payments on their bills and other obligations. It is important to make timely payments to avoid damage to your credit and financial standing. If you are seriously delinquent on your payments, you may experience threatening calls from your creditors or collection agencies looking for payment. If this happens, you have the right to request that they stop calling to harass you.

If you are struggling to maintain control of your finances, you may want to consider filing for bankruptcy. If you would like more information regarding the benefits of bankruptcy and your legal options, contact an Austin bankruptcy lawyer of Slater Kennon & Jameson, LLP at 512-338-1100.

Filing a Do Not Call Request

Individuals who are being harassed or threatened by creditors over the phone may be able to put a stop to the threatening calls. It is recommended that you send an official “Do Not Call” letter to the company that is calling you. The letter typically includes a formal request to stop contact by telephone, and the creditor typically must obey the request.

If a creditor attempts to contact you by phone after receiving a formal request to discontinue the practice, you may be eligible to file a formal complaint with the Federal Trade Commission (FTC).

Contact an Austin Bankruptcy Lawyer

It is not uncommon for individuals to go through times of financial difficulties. If you are considering filing for bankruptcy, contact the Austin bankruptcy lawyer of Slater Kennon & Jameson, LLP at 512-338-1100 to discuss your legal options.